If you have a REALLY tough time with it, and don't want to go out and get some Premo yet, and your beads are just disc slices from the canes, you could always prebake the canes. I've heard of people just slicing the baked canes while they're still slightly warm into beads. You still want a pretty sharp blade though. I've done the same thing for tube beads - you make one 8-12 inch tube and then slice it up afterwards.
If you have trouble with putting holes in the beads, you can do the same thing. bake the bead and then use a pin vise or drill press with a small drill bit to make the hole. Takes quite a bit of practice to get the holes in the right place though - I admit I ask my husband to do it for me most of the time [:)]
If you want to make holes in the raw beads and they're too soft, let them sit for a couple hours or over night the same way you would the cane. Or put them in the freezer to stiffen them up. Use a needle tool or the equivalent and twist it into the bead - don't just press it in. When you just poke through one side, pull it out and then twist it in from the other side so both ends are nicely finished.
Hope that helps,
Christy