I'm mine own website creator since I'm a programmer by trade. I'm pretty happy with my web hosting service. I have service through mochahost.com. They have a sitebuilder, which I used to get started and then modified the html on my own. They also have plugins like a blog service, shopping cart (osCommerce) and other tools. One of these days, I'm going to take the time to figure out why osCommerce isn't working for me, but I just haven't had the time nor patience yet. They also have a shared SSL certificate so you don't need to buy your own. I haven't asked them about that yet since I'm using paypal shopping cart right now.